Wyoming health insurance plans
How individual and family health coverage works in Wyoming, in plain language.
ACA Open Enrollment opens November 1st
Take a look at Wyoming plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.
Where Wyoming residents shop
Wyoming residents who buy their own coverage shop on HealthCare.gov (federal Marketplace) at www.healthcare.gov/wyoming/. That is also where income-based help with monthly premiums (premium tax credits) is applied. Enrollment follows the federal HealthCare.gov calendar.
Wyoming is one of the few states where the same agency, the Department of Insurance, both regulates the insurance market and runs the state's free Medicare counseling program (WSHIIP) -- most states split those two roles across separate departments.
Enrolling
Open enrollment dates are set by the marketplace and can change from year to year, so confirm this year’s window on the marketplace site before you plan around it. Outside open enrollment you generally need a qualifying life event, such as losing other coverage, moving, or a change in household size.
What affects the plans you see
- Where you live. Plans and premiums are set by area within Wyoming, so your county matters. Find your county.
- Income and household size. These determine help with premiums and whether you may qualify for Medicaid instead.
- Plan level. Metal levels (Bronze, Silver, Gold, Platinum) trade a lower monthly premium against higher costs when you use care.
Wyoming Medicaid, run by the Department of Health, can be reached at 1-855-294-2127 for applications or eligibility status.
Wyoming has no state-run ACA exchange, so plan comparisons and subsidy questions go through the federal HealthCare.gov Marketplace.
WSHIIP (Wyoming State Health Insurance Information Program) offers free Medicare counseling at (800) 856-4398, separate from Wyoming Health Insurance's own free phone help.
Questions
Where do I shop for ACA health plans in Wyoming?
Wyoming residents shop through HealthCare.gov (federal Marketplace) (https://www.healthcare.gov/wyoming/). An independent agent such as Lander LLC can explain the plans for you, but the marketplace is the only place premium tax credits are applied.
How do I apply for Medicaid in Wyoming?
Medicaid in Wyoming is run through Wyoming Department of Health (https://health.wyo.gov/healthcarefin/medicaid/). Eligibility depends on income, household size and other factors, and it is decided by the state, not by an insurance agency.
Who regulates insurance in Wyoming?
Wyoming Department of Insurance (https://doi.wyo.gov) regulates insurance companies and agents in Wyoming. You can use it to check that an agent or company is licensed and to file a complaint.
Is there free, unbiased Medicare help in Wyoming?
Yes. Wyoming WSHIIP (State Health Insurance Information Program) ((800) 856-4398) offers free Medicare counseling through the State Health Insurance Assistance Program (SHIP), separate from any insurance agency.
Does Wyoming Health Insurance cost anything to use?
There is no cost to call or to speak with an agent. Insurance premiums and plan costs are set by the insurance companies and are separate from our help.
Questions about Wyoming health plans? Call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.